First Time Homebuyer Loans
First Time Home Buyer 30 Year Fixed
 Rate
 APR
 Points
 6.375%
 6.438%
 0.000%
First Time Home Buyer 5/1 ARM Owner Occupied
 Rate
 APR
 Points
 5.990%
 6.209%
 0.000%
D.R.E.A.M. Loan Program 30 Yr Fixed
 Rate
 APR
 Points
 6.375%
 6.414%
 0.000%
D.R.E.A.M. Loan Program - 5/1 ARM
 Rate
 APR
 Points
 5.990%
 6.186%
 0.000%
Community First Loan Program
Community First Loan 30 Yr Fixed, Owner Occupied
 Rate
 APR
 Points
 6.250%
 6.331%
 0.000%
Community First Loan 15 Yr Fixed, Owner Occupied
 Rate
 APR
 Points
 5.375%
 5.507%
 0.000%
Community First Program 5/1 ARM, Owner Occupied
 Rate
 APR
 Points
 5.875%
 6.183%
 0.000%
Community First Program 3/1 ARM, Owner Occupied
 Rate
 APR
 Points
 5.750%
 6.203%
 0.000%
NEW LOAN SPECIAL
New Loan Special - 15 Yr Fixed Owner Occupied
 Rate
 APR
 Points
 5.625%
 5.757%
 0.000%
New Loan Special - 10 Yr Fixed Owner Occupied
 Rate
 APR
 Points
 5.625%
 5.813%
 0.000%
Fixed Rate Loans
30 Year Fixed Owner Occupied
 Rate
 APR
 Points
 6.375%
 6.457%
 0.000%
15 Year Fixed Owner Occupied
 Rate
 APR
 Points
 5.750%
 5.883%
 0.000%
Adjustable Rate Loans
3/1 ARM Owner Occupied
 Rate
 APR
 Points
 5.875%
 6.235%
 0.000%
5/1 ARM Owner Occupied
 Rate
 APR
 Points
 5.990%
 6.228%
 0.000%
Home Equity Line of Credit
Home Equity Line of Credit-3/1 ARM
 Rate
 APR
 Points
 6.990%
 6.990%
 0.000%