FIRST-TIME HOMEBUYER LOANS
First-Time Home Buyer 30 Yr Fixed
 Rate
 APR
 Points
 5.375%
 5.412%
 0.000%
First-Time Home Buyer 5/1 ARM
 Rate
 APR
 Points
 4.875%
 5.376%
 0.000%
D.R.E.A.M. Loan Program 30 Yr Fixed
 Rate
 APR
 Points
 5.375%
 5.412%
 0.000%
D.R.E.A.M. Loan Program - 5/1 ARM
 Rate
 APR
 Points
 4.875%
 5.376%
 0.000%
Jumpstart to Home Ownership - 30 Yr Fixed
 Rate
 APR
 Points
 5.375%
 5.412%
 0.000%
Jumpstart to Home Ownership - 5/1 ARM
 Rate
 APR
 Points
 4.875%
 5.376%
 0.000%
COMMUNITY FIRST LOAN PROGRAM
Community First 30 Yr Fixed - Owner-Occupied
 Rate
 APR
 Points
 5.250%
 5.287%
 0.000%
Community First 15 Yr Fixed - Owner-Occupied
 Rate
 APR
 Points
 4.625%
 4.686%
 0.000%
Community First 5/1 ARM - Owner-Occupied
 Rate
 APR
 Points
 4.750%
 5.329%
 0.000%
RESIDENTIAL LOANS - OWNER-OCCUPIED
30 Yr Fixed - Owner-Occupied
 Rate
 APR
 Points
 5.375%
 5.412%
 0.000%
15 Yr Fixed - Owner-Occupied
 Rate
 APR
 Points
 4.750%
 4.812%
 0.000%
5/1 ARM - Owner-Occupied
 Rate
 APR
 Points
 4.875%
 5.376%
 0.000%
RESIDENTIAL LOANS - INVESTMENT
20 Yr Fixed - Investment
 Rate
 APR
 Points
 5.625%
 5.682%
 0.000%
15 Yr Fixed - Investment
 Rate
 APR
 Points
 5.250%
 5.321%
 0.000%
5/1 ARM - Investment
 Rate
 APR
 Points
 5.375%
 5.876%
 0.000%
HOME EQUITY LOANS
Home Equity 15 Year Fixed Owner Occupied
 Rate
 APR
 Points
 5.250%
 5.320%
 0.000%