First Time Homebuyer Loans
First Time Home Buyer 30 Year Fixed
 Rate
 APR
 Points
 6.625%
 6.650%
 0.000%
First Time Home Buyer 5/1 ARM Owner Occupied
 Rate
 APR
 Points
 5.750%
 5.926%
 0.000%
Community First Loan Program
Community First Loan 30 Yr Fixed, Owner Occupied
 Rate
 APR
 Points
 6.375%
 6.405%
 0.000%
Community First Loan 15 Yr Fixed, Owner Occupied
 Rate
 APR
 Points
 5.500%
 5.549%
 0.000%
Community First Program 5/1 ARM, Owner Occupied
 Rate
 APR
 Points
 5.625%
 5.883%
 0.000%
Community First Program 3/1 ARM, Owner Occupied
 Rate
 APR
 Points
 5.500%
 5.903%
 0.000%
NEW LOAN SPECIAL
New Loan Special - 30 Yr Fixed Owner Occupied
 Rate
 APR
 Points
 6.500%
 6.530%
 0.000%
New Loan Special - 20 Yr Fixed Owner Occupied
 Rate
 APR
 Points
 6.250%
 6.290%
 0.000%
New Loan Special - 15 Yr Fixed Owner Occupied
 Rate
 APR
 Points
 5.625%
 5.674%
 0.000%
New Loan Special - 10 Yr Fixed Owner Occupied
 Rate
 APR
 Points
 5.625%
 5.694%
 0.000%
Fixed Rate Loans
30 Year Fixed Owner Occupied
 Rate
 APR
 Points
 6.625%
 6.656%
 0.000%
15 Year Fixed Owner Occupied
 Rate
 APR
 Points
 5.750%
 5.799%
 0.000%
Adjustable Rate Loans
3/1 ARM Owner Occupied
 Rate
 APR
 Points
 5.625%
 5.935%
 0.000%
5/1 ARM Owner Occupied
 Rate
 APR
 Points
 5.750%
 5.932%
 0.000%
D.R.E.A.M. Loan Program
D.R.E.A.M. Loan Program 30 Yr Fixed
 Rate
 APR
 Points
 6.625%
 6.636%
 0.000%
D.R.E.A.M. Loan Program - 5/1 ARM
 Rate
 APR
 Points
 5.750%
 5.913%
 0.000%